/* ============================================================
   CSS VARIABLES
   ============================================================ */
:root {
  --pink:           #1D84B5;
  --pink-dark:      #176087;
  --purple:         #53A2BE;
  --purple-dark:    #0A2239;
  --purple-deep:    #132E32;
  --gold:           #53A2BE;
  --gold-dark:      #1D84B5;
  --gradient:       linear-gradient(135deg, #1D84B5 0%, #0A2239 100%);
  --gradient-h:     linear-gradient(135deg, #0A2239 0%, #1D84B5 100%);

  --text:           #0A2239;
  --text-muted:     #2a4a6a;
  --text-light:     #5a80a0;
  --white:          #ffffff;
  --bg-light:       #f0f6fa;
  --bg-mid:         #d0e8f5;
  --border:         #b8d8ec;

  --radius-sm:      4px;
  --radius:         8px;
  --radius-md:      12px;
  --radius-lg:      20px;
  --radius-pill:    50px;

  --shadow-sm:      0 2px 8px rgba(0,0,0,.07);
  --shadow:         0 4px 18px rgba(0,0,0,.11);
  --shadow-lg:      0 8px 32px rgba(0,0,0,.15);
  --shadow-pink:    0 8px 24px rgba(29,132,181,.3);

  --font:           'Poppins', sans-serif;
  --trans:          .28s ease;

  --header-h:       70px;
  --warning-h:      38px;
  --container:      1200px;
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  scroll-behavior: smooth;
  font-size: 16px;
}
body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
button { cursor: pointer; border: none; background: none; font-family: var(--font); }
ul { list-style: none; }
address { font-style: normal; }

/* ============================================================
   UTILITY
   ============================================================ */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}
.text-center { text-align: center; }
.mt-md { margin-top: 24px; }
.mt-lg { margin-top: 40px; }
.bg-light { background: var(--bg-light); }

/* Scroll reveal — disabled: content shows immediately */
[data-reveal] { opacity: 1; transform: none; }

/* ============================================================
   WARNING BAR
   ============================================================ */
.warning-bar {
  background: var(--purple-deep);
  color: rgba(255,255,255,.88);
  font-size: .75rem;
  padding: 8px 0;
  text-align: center;
  position: relative;
  z-index: 200;
}
.warning-bar p { line-height: 1.4; }
.warning-bar strong { color: var(--white); }
.warning-link {
  color: var(--gold);
  text-decoration: underline;
}
.warning-link:hover { color: var(--gold-dark); }

/* ============================================================
   HEADER
   ============================================================ */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  box-shadow: 0 1px 0 var(--border);
  transition: box-shadow var(--trans);
}
.header.scrolled {
  box-shadow: var(--shadow);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
  gap: 16px;
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  flex-shrink: 0;
}
.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.logo-img {
  display: block;
  height: 48px;
  width: auto;
}
.logo-name {
  font-size: 1.25rem;
  font-weight: 800;
  background: var(--gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.logo-tag {
  font-size: .65rem;
  font-weight: 500;
  color: var(--text-muted);
  letter-spacing: .04em;
  text-transform: uppercase;
}
.logo--white .logo-name,
.logo--white .logo-tag {
  background: none;
  -webkit-text-fill-color: rgba(255,255,255,.9);
  color: rgba(255,255,255,.9);
}

/* Header Right */
.header-right {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* Menu Toggle */
.menu-toggle {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 8px 12px;
  background: none;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: var(--text);
  transition: border-color var(--trans), background var(--trans);
}
.menu-toggle:hover { border-color: var(--pink); background: var(--bg-light); }
.hamburger {
  display: flex;
  flex-direction: column;
  gap: 4px;
  width: 18px;
}
.hamburger span {
  display: block;
  height: 2px;
  background: var(--text);
  border-radius: 2px;
  transition: transform var(--trans), opacity var(--trans);
}
.menu-toggle[aria-expanded="true"] .hamburger span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}
.menu-toggle[aria-expanded="true"] .hamburger span:nth-child(2) {
  opacity: 0;
}
.menu-toggle[aria-expanded="true"] .hamburger span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

/* Mobile Nav */
.mobile-nav {
  background: var(--white);
  border-top: 1px solid var(--border);
  padding: 0;
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease, padding .35s ease;
}
.mobile-nav.open {
  max-height: 500px;
  padding: 16px 0 20px;
}
.nav-list {
  display: flex;
  flex-direction: column;
  padding: 0 20px;
}
.nav-link {
  display: block;
  padding: 12px 0;
  font-size: .95rem;
  font-weight: 500;
  color: var(--text);
  border-bottom: 1px solid var(--bg-light);
  transition: color var(--trans);
}
.nav-link:hover, .nav-link.active { color: var(--pink); }
.btn-nav-cta {
  margin: 16px 20px 0;
  text-align: center;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 24px;
  border-radius: var(--radius-pill);
  font-family: var(--font);
  font-weight: 700;
  font-size: .9rem;
  letter-spacing: .04em;
  text-transform: uppercase;
  cursor: pointer;
  border: 2px solid transparent;
  text-decoration: none;
  transition: background var(--trans), transform var(--trans), box-shadow var(--trans), color var(--trans);
  white-space: nowrap;
}
.btn:active { transform: scale(.97); }
.btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 3px; }

.btn-gold {
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}
.btn-gold:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  box-shadow: 0 6px 20px rgba(83,162,190,.4);
  transform: translateY(-2px);
}

.btn-pink {
  background: var(--pink);
  color: var(--white);
  border-color: var(--pink);
}
.btn-pink:hover {
  background: var(--pink-dark);
  border-color: var(--pink-dark);
  box-shadow: var(--shadow-pink);
  transform: translateY(-2px);
}

.btn-outline-purple {
  background: transparent;
  color: var(--purple);
  border-color: var(--purple);
}
.btn-outline-purple:hover {
  background: var(--purple);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-quote {
  padding: 10px 20px;
  font-size: .78rem;
}
.btn-full { width: 100%; }
.btn-lg { padding: 16px 32px; font-size: 1rem; }
.btn-submit { min-width: 280px; }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  background: var(--gradient);
  padding: 80px 0 100px;
  overflow: hidden;
}
.hero-gradient {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 80% 0%, rgba(255,255,255,.08) 0%, transparent 60%),
              radial-gradient(ellipse at 10% 100%, rgba(0,0,0,.12) 0%, transparent 60%);
  pointer-events: none;
}
.hero-wave {
  position: absolute;
  bottom: -1px;
  left: 0;
  right: 0;
  height: 80px;
  pointer-events: none;
}
.hero-wave svg { width: 100%; height: 100%; }

.hero-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.hero-text { color: var(--white); }
.hero-heading {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 24px;
  color: var(--white);
}
.hero-heading strong { font-weight: 800; }

.trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(255,255,255,.15);
  border: 1px solid rgba(255,255,255,.3);
  border-radius: var(--radius-pill);
  padding: 8px 16px;
  font-size: .85rem;
  color: var(--white);
  backdrop-filter: blur(4px);
}
.trust-stars { color: var(--gold); font-size: 1.1rem; letter-spacing: 1px; }

/* Calculator Card */
.calc-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  box-shadow: var(--shadow-lg);
}
.calc-title {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 16px;
}
.calc-amount {
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--purple);
  text-align: center;
  margin-bottom: 16px;
}
.calc-note {
  text-align: center;
  font-size: .78rem;
  color: var(--text-muted);
  margin-top: 10px;
}

/* Range Slider */
.loan-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  background: #b8d8ec;
  border-radius: 3px;
  outline: none;
  cursor: pointer;
  margin: 8px 0;
  transition: background var(--trans);
}
.loan-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 2px 10px rgba(83,162,190,.5);
  transition: transform var(--trans), box-shadow var(--trans);
}
.loan-slider::-moz-range-thumb {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: var(--gold);
  cursor: pointer;
  border: 3px solid var(--white);
  box-shadow: 0 2px 10px rgba(83,162,190,.5);
}
.loan-slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.loan-slider::-webkit-slider-runnable-track {
  background: linear-gradient(to right, var(--gold) var(--progress, 9%), #b8d8ec var(--progress, 9%));
  border-radius: 3px;
  height: 6px;
}

.loan-slider--dark { background: #e0e0e0; }
.loan-slider--dark::-webkit-slider-runnable-track {
  background: linear-gradient(to right, var(--purple) var(--progress, 9%), #e0e0e0 var(--progress, 9%));
}
.loan-slider--dark::-webkit-slider-thumb { background: var(--purple); }
.loan-slider--dark::-moz-range-thumb { background: var(--purple); }

.slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: var(--text-muted);
  margin-top: 4px;
  margin-bottom: 20px;
}
.slider-labels--dark { color: var(--text-muted); }

/* ============================================================
   TRUST BADGES
   ============================================================ */
.trust-badges {
  padding: 40px 0;
  border-bottom: 1px solid var(--border);
}
.badges-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.badge-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
}
.badge-icon {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.badge-item p {
  font-size: .88rem;
  color: var(--text-muted);
  line-height: 1.5;
}

/* ============================================================
   SECTION TITLES
   ============================================================ */
.section-title {
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--text);
  text-align: center;
  margin-bottom: 12px;
}
.section-sub {
  text-align: center;
  color: var(--text-muted);
  margin-bottom: 40px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.how-it-works {
  padding: 80px 0;
}
.how-it-works .section-title { margin-bottom: 48px; }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}
.steps-grid--4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) {
  .steps-grid--4 { grid-template-columns: repeat(2, 1fr); }
}
.step-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  text-align: center;
  position: relative;
  transition: transform var(--trans), box-shadow var(--trans);
}
.step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}
.step-num {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--white);
  font-size: .85rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
}
.step-icon {
  display: flex;
  justify-content: center;
  margin: 12px 0 20px;
}
.step-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 10px;
}
.step-card p { font-size: .88rem; color: var(--text-muted); }

/* ============================================================
   FEATURE SECTIONS
   ============================================================ */
.feature-section,
.people-section {
  padding: 80px 0;
}
.feature-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.feature-grid--reverse .feature-img-wrap { order: 2; }
.feature-grid--reverse .feature-body { order: 1; }

.feature-img-wrap { border-radius: var(--radius-md); overflow: hidden; }
.img-placeholder {
  width: 100%;
  aspect-ratio: 4/3;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  border-radius: var(--radius-md);
  color: var(--text-muted);
  font-size: .85rem;
  font-weight: 500;
}
.img-placeholder--warm { background: linear-gradient(135deg, #f0f6fa, #d0e8f5); color: var(--pink-dark); }
.img-placeholder--purple { background: linear-gradient(135deg, #e8f3fa, #b8d8ec); color: var(--purple); }
.feature-img {
  width: 100%;
  aspect-ratio: 4/3;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-md);
}

.feature-body h2 {
  font-size: clamp(1.4rem, 2.5vw, 1.8rem);
  font-weight: 700;
  margin-bottom: 16px;
}
.feature-body p { color: var(--text-muted); margin-bottom: 12px; }

.check-list { margin: 20px 0; display: flex; flex-direction: column; gap: 10px; }
.check-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: .92rem;
}
.check-list li i { color: var(--pink); font-size: 1rem; flex-shrink: 0; }

.pillars-row {
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  margin-top: 24px;
}
.pillar {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .85rem;
  font-weight: 600;
  color: var(--purple);
}
.pillar i { font-size: 1.1rem; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials {
  padding: 80px 0;
  background: var(--bg-light);
}
.testimonials .section-title { margin-bottom: 48px; }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-bottom: 40px;
}
.review-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  box-shadow: var(--shadow-sm);
  transition: transform var(--trans), box-shadow var(--trans);
}
.review-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.review-stars { font-size: 1.1rem; color: var(--gold); letter-spacing: 2px; }
.tp-label {
  display: inline-block;
  margin: 6px 0 12px;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .08em;
  color: var(--text-muted);
  text-transform: uppercase;
}
.review-text { font-size: .88rem; color: var(--text-muted); margin-bottom: 20px; line-height: 1.6; }
.review-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.author-avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--white);
  font-weight: 700;
  font-size: .9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.review-author strong { display: block; font-size: .88rem; }
.review-author small { font-size: .75rem; color: var(--text-muted); }

/* Reviews carousel */
.reviews-carousel { margin-bottom: 32px; }
.reviews-viewport { overflow: hidden; }
.reviews-track {
  display: flex;
  gap: 24px;
  transition: transform .45s cubic-bezier(.4,0,.2,1);
}
.reviews-track .review-card {
  flex: 0 0 calc((100% - 24px * 2) / 3);
  min-width: 0;
}
.reviews-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-top: 8px;
}
.reviews-arrow {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  border: 1.5px solid var(--border);
  background: var(--white);
  color: var(--text);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  flex-shrink: 0;
  transition: background var(--trans), color var(--trans), border-color var(--trans);
}
.reviews-arrow:hover:not(:disabled) { background: var(--purple); border-color: var(--purple); color: var(--white); }
.reviews-arrow:disabled { opacity: .35; cursor: not-allowed; }
.reviews-dots { display: flex; align-items: center; gap: 8px; }
.reviews-dot {
  width: 8px;
  height: 8px;
  padding: 0;
  border: none;
  border-radius: 50%;
  background: var(--border);
  cursor: pointer;
  transition: background var(--trans), width var(--trans), border-radius var(--trans);
}
.reviews-dot.active { background: var(--purple); width: 22px; border-radius: 4px; }
@media (max-width: 900px) {
  .reviews-track .review-card { flex: 0 0 calc((100% - 24px) / 2); }
}
@media (max-width: 560px) {
  .reviews-track .review-card { flex: 0 0 100%; }
}

.tp-overall {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  font-size: .9rem;
  color: var(--text-muted);
}
.tp-overall-stars { font-size: 1.2rem; color: var(--gold); letter-spacing: 2px; }

/* ============================================================
   CTA GRADIENT SECTION
   ============================================================ */
.cta-gradient-section {
  background: var(--gradient);
  padding: 64px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-gradient-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 30% 50%, rgba(255,255,255,.08) 0%, transparent 70%);
  pointer-events: none;
}
.cta-heading {
  color: var(--white);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  margin-bottom: 32px;
}

.inline-calc {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
}
.inline-amount {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--white);
  min-width: 120px;
  text-align: center;
}
.btn-stepper {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255,255,255,.2);
  border: 2px solid rgba(255,255,255,.5);
  color: var(--white);
  font-size: 1.4rem;
  font-weight: 300;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--trans), transform var(--trans);
  cursor: pointer;
}
.btn-stepper:hover { background: rgba(255,255,255,.35); transform: scale(1.1); }

/* ============================================================
   APPROVAL SECTION
   ============================================================ */
.approval-section { padding: 80px 0; }
.approval-section .section-title { margin-bottom: 8px; }
.approval-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.approval-grid--3 { grid-template-columns: repeat(3, 1fr); }
@media (max-width: 900px) {
  .approval-grid--3 { grid-template-columns: repeat(2, 1fr); }
}
.approval-item {
  text-align: center;
  padding: 28px 20px;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: transform var(--trans), box-shadow var(--trans), background var(--trans), border-color var(--trans);
}
.approval-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 28px rgba(83,162,190,.30);
  background: #53A2BE;
  border-color: #53A2BE;
}
.approval-icon {
  font-size: 2rem;
  background: var(--gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  margin-bottom: 16px;
  transition: background var(--trans), -webkit-text-fill-color var(--trans);
}
.approval-item:hover .approval-icon {
  background: none;
  -webkit-background-clip: unset;
  background-clip: unset;
  -webkit-text-fill-color: rgba(255,255,255,.9);
  color: rgba(255,255,255,.9);
}
.approval-item h3 { font-size: .95rem; font-weight: 700; margin-bottom: 8px; transition: color var(--trans); }
.approval-item:hover h3 { color: var(--white); }
.approval-item p { font-size: .84rem; color: var(--text-muted); transition: color var(--trans); }
.approval-item:hover p { color: rgba(255,255,255,.80); }

/* ============================================================
   CONTENT SECTION
   ============================================================ */
.content-section { padding: 80px 0; }
.content-block h2 {
  font-size: clamp(1.3rem, 2.5vw, 1.7rem);
  font-weight: 700;
  margin-bottom: 16px;
}
.content-block h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin: 24px 0 12px;
}
.content-block p { color: var(--text-muted); margin-bottom: 12px; }
.content-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.content-list li {
  font-size: .9rem;
  color: var(--text-muted);
  padding-left: 20px;
  position: relative;
}
.content-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--pink);
  font-weight: 700;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq-section { padding: 80px 0; background: var(--bg-light); }
.faq-section .section-title { margin-bottom: 40px; }
.faq-list { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 0; }
.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 4px;
  font-family: var(--font);
  font-size: .95rem;
  font-weight: 600;
  color: var(--text);
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  transition: color var(--trans);
}
.faq-q:hover { color: var(--pink); }
.faq-icon {
  flex-shrink: 0;
  font-size: .8rem;
  color: var(--purple);
  transition: transform var(--trans);
}
.faq-item.open .faq-icon { transform: rotate(180deg); }
.faq-a {
  overflow: hidden;
  max-height: 0;
  transition: max-height .35s ease;
}
.faq-a[hidden] { display: block !important; max-height: 0; }
.faq-item.open .faq-a { max-height: 400px; }
.faq-a p {
  padding: 0 4px 20px;
  font-size: .9rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ============================================================
   GUIDES PREVIEW
   ============================================================ */
.guides-preview { padding: 80px 0; }
.guides-preview .section-title { margin-bottom: 40px; }
.mini-guides-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.mini-guide-card {
  background: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  text-decoration: none;
  display: flex;
  flex-direction: column;
  transition: transform var(--trans), box-shadow var(--trans);
}
.mini-guide-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.mg-img {
  aspect-ratio: 16/9;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 2rem;
}
.mg-img--a { background: linear-gradient(135deg, #1D84B5, #53A2BE); }
.mg-img--b { background: linear-gradient(135deg, #53A2BE, #132E32); }
.mg-img--c { background: linear-gradient(135deg, #53A2BE, #1D84B5); }
.mg-body { padding: 18px 16px; }
.mg-body h4 { font-size: .95rem; font-weight: 700; margin-bottom: 10px; }
.mg-cta {
  display: inline-block;
  background: var(--white);
  border: 2px solid var(--purple);
  color: var(--purple);
  font-size: .75rem;
  font-weight: 700;
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  letter-spacing: .06em;
  transition: background var(--trans), color var(--trans);
}
.mini-guide-card:hover .mg-cta { background: var(--purple); color: var(--white); }

/* ============================================================
   READY SECTION
   ============================================================ */
.ready-section {
  background: var(--gradient);
  padding: 72px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.ready-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 70% 20%, rgba(255,255,255,.08) 0%, transparent 60%);
  pointer-events: none;
}
.ready-title {
  color: var(--white);
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  margin-bottom: 8px;
}
.ready-sub {
  color: rgba(255,255,255,.85);
  font-size: 1rem;
  margin-bottom: 32px;
}
.ready-calc {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 40px;
}
.ready-stepper {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  flex-shrink: 0;
}
.ready-amount {
  font-size: 2rem;
  font-weight: 800;
  color: var(--white);
  min-width: 120px;
  text-align: center;
}
.btn-stepper--circle {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: rgba(255,255,255,.15);
  border: 2px solid rgba(255,255,255,.6);
  color: var(--white);
  font-size: 1.5rem;
  font-weight: 300;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--trans), transform var(--trans);
  cursor: pointer;
}
.btn-stepper--circle:hover { background: rgba(255,255,255,.3); transform: scale(1.1); }

.ready-trust {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.ready-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,.9);
  font-size: .85rem;
}
.ready-trust-item i { color: var(--gold); font-size: 1rem; }

/* ============================================================
   FOOTER — LEGACY (kept for reference, replaced by .site-footer)
   ============================================================ */
.footer { display: none; }

/* ============================================================
   SITE FOOTER — NEW DARK DESIGN
   ============================================================ */
.site-footer {
  background: #132E32;
  color: rgba(255,255,255,.7);
  font-family: var(--font);
  font-size: .875rem;
}

/* ---- Main grid ---- */
.sf-main { padding: 72px 0 52px; }

.sf-grid {
  display: grid;
  grid-template-columns: 2fr 1.1fr 1.1fr 1.5fr;
  gap: 48px;
}

/* ---- Brand column ---- */
.sf-col--brand {}

.sf-logo-wrap {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  margin-bottom: 20px;
}
.sf-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}
.sf-logo-img {
  display: block;
  height: 42px;
  width: auto;
}
.sf-logo-name {
  font-size: 1.2rem;
  font-weight: 800;
  color: var(--white);
}
.sf-logo-tag {
  font-size: .62rem;
  font-weight: 500;
  color: rgba(255,255,255,.5);
  letter-spacing: .08em;
  text-transform: uppercase;
}
.sf-desc {
  font-size: .83rem;
  color: rgba(255,255,255,.6);
  line-height: 1.75;
  margin-bottom: 24px;
  max-width: 300px;
}

/* Social icons */
.sf-socials {
  display: flex;
  gap: 10px;
}
.sf-social {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: #0d1e2e;
  color: rgba(255,255,255,.75);
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  font-size: .9rem;
  transition: background var(--trans), color var(--trans), transform var(--trans);
}
.sf-social:hover {
  background: #53A2BE;
  color: var(--white);
  transform: translateY(-3px);
}

/* ---- Column titles ---- */
.sf-col-title {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--white);
  margin: 0 0 20px;
  padding-bottom: 12px;
  display: inline-block;
  position: relative;
}
.sf-col-title::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: #53A2BE;
  border-radius: 2px;
}

/* ---- Nav links ---- */
.sf-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 11px;
}
.sf-links a {
  color: rgba(255,255,255,.6);
  text-decoration: none;
  font-size: .85rem;
  transition: color var(--trans), padding-left var(--trans);
}
.sf-links a:hover {
  color: #53A2BE;
  padding-left: 4px;
}

/* ---- Contact list ---- */
.sf-contact-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.sf-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.sf-ci-icon {
  width: 20px;
  flex-shrink: 0;
  padding-top: 2px;
  color: #53A2BE;
  font-size: .95rem;
  text-align: center;
}
.sf-ci-text {
  color: rgba(255,255,255,.7);
  font-size: .85rem;
  line-height: 1.55;
  text-decoration: none;
  transition: color var(--trans);
}
a.sf-ci-text:hover { color: #53A2BE; }

/* ---- Bottom bar ---- */
.sf-bottom {
  background: rgba(0,0,0,.25);
  border-top: 1px solid rgba(255,255,255,.07);
  padding: 18px 0;
}
.sf-bottom-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
.sf-copy {
  font-size: .78rem;
  color: rgba(255,255,255,.45);
  margin: 0;
}
.sf-policy-links {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 0;
}
.sf-policy-links a {
  font-size: .78rem;
  color: rgba(255,255,255,.55);
  text-decoration: none;
  padding: 2px 12px;
  border-right: 1px solid rgba(255,255,255,.2);
  transition: color var(--trans);
  white-space: nowrap;
}
.sf-policy-links a:last-child { border-right: none; }
.sf-policy-links a:hover { color: #53A2BE; }

/* ---- Legal strip ---- */
.sf-legal {
  background: rgba(0,0,0,.3);
  padding: 24px 0;
  text-align: center;
  border-top: 1px solid rgba(255,255,255,.05);
}
.sf-legal-title {
  font-size: .8rem;
  font-weight: 700;
  color: rgba(255,255,255,.7);
  margin-bottom: 8px;
}
.sf-legal-text {
  font-size: .71rem;
  color: rgba(255,255,255,.35);
  line-height: 1.5;
  max-width: 1000px;
  margin: 0 auto 5px;
}
.sf-legal-text:last-child { margin-bottom: 0; }

/* ---- Footer responsive ---- */
@media (max-width: 1024px) {
  .sf-grid { grid-template-columns: 1.5fr 1fr 1fr; gap: 36px; }
  .sf-col--brand { grid-column: span 3; }
  .sf-desc { max-width: 100%; }
}
@media (max-width: 768px) {
  .sf-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .sf-col--brand { grid-column: span 2; }
  .sf-main { padding: 48px 0 36px; }
}
@media (max-width: 480px) {
  /* Brand + Contact span full width; Quick Links & Our Loans sit side-by-side */
  .sf-grid { grid-template-columns: 1fr 1fr; gap: 28px 24px; }
  .sf-col--brand { grid-column: span 2; }
  .sf-col:last-child { grid-column: span 2; } /* Contact row */

  /* Bottom bar: copyright centered, policy links in a 2-col grid */
  .sf-bottom-inner { flex-direction: column; align-items: center; gap: 14px; }
  .sf-copy { text-align: center; width: 100%; }
  .sf-policy-links {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 16px;
    width: 100%;
  }
  .sf-policy-links a {
    border-right: none;
    padding: 0;
    text-align: center;
    font-size: .8rem;
  }
}

/* ============================================================
   PAGE HERO (guide / contact)
   ============================================================ */
.page-hero {
  padding: 60px 0 48px;
  text-align: center;
  border-bottom: 1px solid var(--border);
}
.page-hero-title {
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 800;
  color: var(--text);
  margin-bottom: 12px;
}
.page-hero-sub { font-size: 1rem; color: var(--text-muted); }

/* ============================================================
   MONEY GUIDES (guide.html)
   ============================================================ */
.money-guides-section { padding: 64px 0 40px; }
.money-guides-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.guide-card-lg {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  text-decoration: none;
  transition: transform var(--trans), box-shadow var(--trans);
}
.guide-card-lg:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.gc-img {
  aspect-ratio: 16/9;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,.9);
  font-size: 2.2rem;
  position: relative;
}
.gc-img--pink       { background: linear-gradient(135deg, #1D84B5 0%, #176087 100%); }
.gc-img--purple     { background: linear-gradient(135deg, #53A2BE 0%, #132E32 100%); }
.gc-img--dark-pink  { background: linear-gradient(135deg, #0A2239 0%, #132E32 100%); }
.gc-img--dark-purple{ background: linear-gradient(135deg, #132E32 0%, #132E32 100%); }
.gc-img--gold       { background: linear-gradient(135deg, #53A2BE 0%, #1D84B5 100%); }
.gc-img--amber      { background: linear-gradient(135deg, #1D84B5 0%, #0d3a55 100%); }

.gc-body { padding: 20px 18px; }
.gc-body h3 { font-size: 1rem; font-weight: 700; margin-bottom: 12px; }
.gc-btn {
  display: inline-block;
  background: var(--white);
  border: 2px solid var(--border);
  color: var(--text);
  font-size: .75rem;
  font-weight: 700;
  padding: 7px 18px;
  border-radius: var(--radius-pill);
  letter-spacing: .06em;
  transition: background var(--trans), color var(--trans), border-color var(--trans);
}
.guide-card-lg:hover .gc-btn {
  background: var(--purple);
  color: var(--white);
  border-color: var(--purple);
}

/* Loan Category Cards */
.loan-guides-section { padding: 64px 0; }
.loan-guides-section .section-title { margin-bottom: 8px; }
.loan-cat-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 32px;
}
.loan-cat-card {
  display: block;
  text-decoration: none;
  border-radius: var(--radius-md);
  overflow: hidden;
  border: 1px solid var(--border);
  transition: transform var(--trans), box-shadow var(--trans);
}
.loan-cat-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.lcc-img {
  aspect-ratio: 4/3;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: var(--white);
}
.lcc-img--a { background: linear-gradient(135deg, #1D84B5, #53A2BE); }
.lcc-img--b { background: linear-gradient(135deg, #53A2BE, #132E32); }
.lcc-img--c { background: linear-gradient(135deg, #53A2BE, #1D84B5); }
.lcc-img--d { background: linear-gradient(135deg, #1D84B5, #176087); }
.lcc-img--e { background: linear-gradient(135deg, #132E32, #53A2BE); }
.lcc-img--f { background: linear-gradient(135deg, #53A2BE, #1D84B5); }
.lcc-label {
  padding: 10px 12px;
  font-size: .78rem;
  font-weight: 700;
  letter-spacing: .04em;
  color: var(--text);
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: var(--white);
}
.lcc-label i { color: var(--pink); }

/* Loan Links Grid */
.loan-links-section { padding: 48px 0 64px; }
.loan-links-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.loan-link {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 16px;
  font-size: .85rem;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  border-bottom: 1px solid var(--border);
  border-right: 1px solid var(--border);
  background: var(--white);
  transition: background var(--trans), color var(--trans);
}
.loan-link:hover { background: var(--bg-light); color: var(--pink); }
.loan-link i { color: var(--pink); font-size: .7rem; }
.loan-link--full { grid-column: span 3; }

/* ============================================================
   APPLY PAGE
   ============================================================ */
.apply-page body { background: var(--bg-light); }
.apply-hero {
  background: var(--white);
  padding: 48px 0 32px;
  border-bottom: 1px solid var(--border);
  text-align: center;
}
.apply-title {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 800;
  color: var(--text);
  margin-bottom: 24px;
}
.apply-trust-row {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
}
.apply-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: .85rem;
  font-weight: 500;
  color: var(--text-muted);
}
.apply-trust-item i { color: var(--purple); }

.apply-form-section {
  padding: 40px 0 64px;
  background: var(--bg-light);
}
.apply-form { max-width: 720px; margin: 0 auto; }

/* Form Top Block */
.form-top-block {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  margin-bottom: 20px;
  box-shadow: var(--shadow-sm);
}
.form-slider-amount {
  font-size: 2rem;
  font-weight: 800;
  color: var(--purple);
  text-align: center;
  margin-bottom: 12px;
}

/* Form Sections */
.form-section {
  background: var(--white);
  border-radius: var(--radius-md);
  margin-bottom: 20px;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  border-left: 4px solid transparent;
}
.form-section--pink   { border-left-color: var(--pink); }
.form-section--purple { border-left-color: var(--purple); }
.form-section--teal   { border-left-color: #00897b; }
.form-section--blue   { border-left-color: #176087; }
.form-section--green  { border-left-color: #388e3c; }
.form-section--orange { border-left-color: var(--gold); }

.form-section-header {
  padding: 20px 24px 16px;
  border-bottom: 1px solid var(--bg-light);
}
.form-section-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text);
}
.form-section-body { padding: 24px; display: flex; flex-direction: column; gap: 20px; }

/* Form Elements */
.form-label {
  display: block;
  font-size: .88rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 8px;
}
.form-hint {
  font-size: .8rem;
  color: var(--text-muted);
  margin-bottom: 8px;
  line-height: 1.5;
}
.form-input,
.form-select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  font-family: var(--font);
  font-size: .9rem;
  color: var(--text);
  background: var(--white);
  transition: border-color var(--trans), box-shadow var(--trans);
  outline: none;
  appearance: none;
}
.form-input:focus,
.form-select:focus {
  border-color: var(--purple);
  box-shadow: 0 0 0 3px rgba(83,162,190,.12);
}
.form-input::placeholder { color: var(--text-light); }
.form-input.error { border-color: #e53935; }
.field-error {
  display: block;
  font-size: .78rem;
  color: #e53935;
  margin-top: 4px;
  min-height: 16px;
}

.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23666' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 40px;
  cursor: pointer;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-group { display: flex; flex-direction: column; }

.dob-row {
  display: grid;
  grid-template-columns: 1fr 2fr 1.2fr;
  gap: 10px;
}

/* Option Buttons */
.option-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.option-buttons--wrap { flex-wrap: wrap; }
.opt-btn {
  padding: 9px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-pill);
  font-family: var(--font);
  font-size: .82rem;
  font-weight: 500;
  color: var(--text);
  background: var(--white);
  cursor: pointer;
  transition: border-color var(--trans), background var(--trans), color var(--trans);
}
.opt-btn:hover { border-color: var(--purple); color: var(--purple); }
.opt-btn.selected {
  background: var(--purple);
  border-color: var(--purple);
  color: var(--white);
}

/* Number Stepper */
.num-stepper {
  display: flex;
  align-items: center;
  gap: 0;
  border: 1.5px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  width: fit-content;
}
.num-step-btn {
  width: 44px;
  height: 44px;
  background: var(--bg-light);
  border: none;
  font-size: 1.3rem;
  color: var(--text);
  cursor: pointer;
  transition: background var(--trans);
  display: flex;
  align-items: center;
  justify-content: center;
}
.num-step-btn:hover { background: var(--border); }
.num-step-input {
  width: 72px;
  height: 44px;
  border: none;
  text-align: center;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 700;
  color: var(--text);
  outline: none;
  border-left: 1px solid var(--border);
  border-right: 1px solid var(--border);
  -moz-appearance: textfield;
}
.num-step-input::-webkit-inner-spin-button,
.num-step-input::-webkit-outer-spin-button { -webkit-appearance: none; }

/* Input with Prefix */
.input-prefix-wrap {
  position: relative;
  display: flex;
  align-items: center;
}
.input-prefix {
  position: absolute;
  left: 14px;
  font-size: .95rem;
  font-weight: 600;
  color: var(--text-muted);
  pointer-events: none;
}
.form-input--prefixed { padding-left: 30px; }

/* Outgoing Blocks */
.outgoing-block {
  padding: 16px;
  background: var(--bg-light);
  border-radius: var(--radius);
}
.outgoing-title {
  font-size: .9rem;
  font-weight: 700;
  margin-bottom: 6px;
}

/* Card Type Buttons */
.card-type-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.card-btn {
  border: 2px solid var(--border);
  border-radius: var(--radius);
  padding: 4px;
  cursor: pointer;
  background: var(--white);
  transition: border-color var(--trans), box-shadow var(--trans);
  display: flex;
}
.card-btn:hover { border-color: var(--purple); }
.card-btn.selected { border-color: var(--purple); box-shadow: 0 0 0 3px rgba(83,162,190,.15); }

/* Form Submit */
.form-submit {
  text-align: center;
  padding: 32px 0 16px;
}
.submit-note {
  margin-top: 14px;
  font-size: .82rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.submit-note i { color: var(--purple); }
.submit-legal {
  margin-top: 12px;
  font-size: .75rem;
  color: var(--text-light);
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}
.submit-legal a { color: var(--purple); text-decoration: underline; }

/* ============================================================
   CONTACT PAGE
   ============================================================ */
.contact-hero {
  padding: 64px 0 32px;
  text-align: center;
}
.contact-title {
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 800;
  color: var(--text);
  margin-bottom: 16px;
}
.contact-note {
  max-width: 600px;
  margin: 0 auto;
  font-size: .9rem;
  color: var(--text-muted);
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 12px 20px;
}

.contact-content { padding: 40px 0 80px; }
.contact-grid {
  max-width: 760px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 0;
}
.contact-block {
  padding: 32px 0;
  border-bottom: 1px solid var(--border);
}
.contact-block:last-child { border-bottom: none; }
.contact-block-title {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
}
.contact-block p { font-size: .9rem; color: var(--text-muted); line-height: 1.7; margin-bottom: 8px; }

.contact-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .92rem;
  font-weight: 600;
  text-decoration: none;
  margin-top: 4px;
  transition: color var(--trans);
}
.contact-link--email { color: var(--purple); }
.contact-link--email:hover { color: var(--purple-dark); text-decoration: underline; }
.contact-link--phone { color: var(--pink); font-size: 1.2rem; }
.contact-link--phone:hover { color: var(--pink-dark); }
.contact-link i { flex-shrink: 0; }

.contact-warning {
  background: #fff8f8;
  border-left: 3px solid var(--pink);
  padding: 10px 14px;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: .86rem;
  color: var(--pink-dark);
  display: flex;
  align-items: center;
  gap: 8px;
  margin: 8px 0;
}
.contact-label { font-weight: 600; font-size: .88rem; margin-top: 8px; color: var(--text); }

.contact-address {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .9rem;
  color: var(--text-muted);
  line-height: 1.8;
  margin-top: 8px;
}
.contact-address i { color: var(--purple); margin-top: 4px; }

.inline-link { color: var(--purple); text-decoration: underline; }
.inline-link:hover { color: var(--purple-dark); }

/* ============================================================
   RESPONSIVE — 1024px
   ============================================================ */
@media (max-width: 1024px) {
  .approval-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-text { text-align: center; }
  .trust-pill { display: inline-flex; }
  .hero { padding: 60px 0 90px; }
}

/* ============================================================
   RESPONSIVE — 768px
   ============================================================ */
@media (max-width: 768px) {
  :root { --header-h: 62px; }
  .btn-quote { display: none; }
  .badges-row { grid-template-columns: 1fr; gap: 20px; }
  .steps-grid { grid-template-columns: 1fr; gap: 24px; }
  .feature-grid { grid-template-columns: 1fr; gap: 32px; }
  .feature-grid--reverse .feature-img-wrap { order: 0; }
  .feature-grid--reverse .feature-body { order: 0; }
  .reviews-grid { grid-template-columns: 1fr; }
  .money-guides-grid { grid-template-columns: 1fr; }
  .loan-cat-grid { grid-template-columns: repeat(2, 1fr); }
  .loan-links-grid { grid-template-columns: 1fr 1fr; }
  .loan-link--full { grid-column: span 2; }
  .mini-guides-grid { grid-template-columns: 1fr; }
  .approval-grid { grid-template-columns: 1fr 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .dob-row { grid-template-columns: 1fr 1fr; }
  .ready-trust { flex-direction: column; align-items: center; gap: 16px; }
  .inline-calc { gap: 8px; }
  .ready-calc { gap: 12px; }
  .footer-top { flex-direction: column; align-items: flex-start; }
}

/* ============================================================
   RESPONSIVE — 576px
   ============================================================ */
@media (max-width: 576px) {
  .hero { padding: 48px 0 80px; }
  .hero-heading { font-size: 1.6rem; }
  .calc-card { padding: 24px 20px; }
  .calc-amount { font-size: 2rem; }
  .how-it-works,
  .feature-section,
  .people-section,
  .testimonials,
  .approval-section,
  .content-section,
  .faq-section,
  .guides-preview,
  .loan-guides-section { padding: 56px 0; }
  .approval-grid { grid-template-columns: 1fr; }
  .loan-cat-grid { grid-template-columns: 1fr; }
  .loan-links-grid { grid-template-columns: 1fr; }
  .loan-link--full { grid-column: span 1; }
  .apply-trust-row { flex-direction: column; gap: 10px; align-items: center; }
  .form-section-body { padding: 16px; }
  .option-buttons { gap: 6px; }
  .opt-btn { font-size: .78rem; padding: 7px 12px; }
  .dob-row { grid-template-columns: 1fr; }
  .ready-calc { row-gap: 18px; }
  .ready-calc .btn-lg { width: 100%; justify-content: center; }
  .inline-calc { flex-direction: column; }
  .inline-amount { min-width: unset; }
  .btn-lg { padding: 14px 24px; font-size: .9rem; }
  .btn-submit { min-width: unset; width: 100%; }
  .btn { white-space: normal; text-align: center; line-height: 1.3; max-width: 100%; }
  .contact-hero { padding: 40px 0 24px; }
  .pillars-row { flex-direction: column; gap: 12px; }
  .logo-tag { display: none; }
  .logo-img { height: 38px; }
}

/* ============================================================
   RESPONSIVE — 375px
   ============================================================ */
@media (max-width: 375px) {
  :root { --header-h: 56px; }
  .logo-name { font-size: 1.1rem; }
  .menu-label { display: none; }
  .hero-heading { font-size: 1.4rem; }
  .section-title { font-size: 1.3rem; }
  .ready-title { font-size: 1.5rem; }
  .cta-heading { font-size: 1.5rem; }
  .contact-title { font-size: 1.6rem; }
  .apply-title { font-size: 1.4rem; }
  .container { padding: 0 14px; }
  .form-section-body { padding: 12px; }
  .form-section-header { padding: 16px; }
}

/* ============================================================
   RESPONSIVE — 320px
   ============================================================ */
@media (max-width: 320px) {
  .hero-heading { font-size: 1.3rem; }
  .calc-amount { font-size: 1.6rem; }
  .ready-amount { font-size: 1.6rem; }
}

/* ============================================================
   NAV DROPDOWN (desktop)
   ============================================================ */
.dnav-dropdown {
  position: relative;
  display: flex;
  align-items: center;
}
.dnav-has-dropdown {
  display: flex;
  align-items: center;
  gap: 5px;
}
.dnav-chevron {
  font-size: .6rem;
  transition: transform var(--trans);
  pointer-events: none;
}
.dnav-dropdown:hover .dnav-chevron,
.dnav-dropdown:focus-within .dnav-chevron {
  transform: rotate(180deg);
}
.dnav-dropdown-menu {
  position: absolute;
  top: calc(100% + 10px);
  left: 50%;
  transform: translateX(-50%);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 6px 0;
  min-width: 210px;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  margin-top: -6px;
  transition: opacity .22s ease, visibility .22s ease, margin-top .22s ease;
  z-index: 300;
}
/* Arrow pointer */
.dnav-dropdown-menu::before {
  content: '';
  position: absolute;
  top: -6px;
  left: 50%;
  margin-left: -6px;
  width: 11px;
  height: 11px;
  background: var(--white);
  border-left: 1px solid var(--border);
  border-top: 1px solid var(--border);
  transform: rotate(45deg);
}
.dnav-dropdown:hover .dnav-dropdown-menu,
.dnav-dropdown:focus-within .dnav-dropdown-menu {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  margin-top: 0;
}
.dnav-dropdown-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 18px;
  font-size: .875rem;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  white-space: nowrap;
  transition: background var(--trans), color var(--trans), padding-left var(--trans);
}
.dnav-dropdown-link i {
  width: 16px;
  text-align: center;
  color: var(--pink);
  font-size: .85rem;
  flex-shrink: 0;
}
.dnav-dropdown-link:hover {
  background: var(--bg-light);
  color: var(--pink);
  padding-left: 22px;
}

/* ============================================================
   MOBILE LOANS SUBMENU
   ============================================================ */
.nav-loans-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 12px 0;
  font-size: .95rem;
  font-weight: 500;
  color: var(--text);
  background: none;
  border: none;
  border-bottom: 1px solid var(--bg-light);
  font-family: var(--font);
  cursor: pointer;
  transition: color var(--trans);
}
.nav-loans-toggle:hover,
.nav-loans-toggle.open { color: var(--pink); }
.nav-loans-chevron {
  font-size: .75rem;
  transition: transform var(--trans);
}
.nav-loans-toggle.open .nav-loans-chevron { transform: rotate(180deg); }
.nav-sublist {
  list-style: none;
  overflow: hidden;
  max-height: 0;
  transition: max-height .3s ease;
  background: var(--bg-light);
  border-radius: 0 0 var(--radius) var(--radius);
  margin: 0 -20px;
  padding: 0 20px;
}
.nav-sublist[hidden] { display: block !important; max-height: 0 !important; }
.nav-sublink {
  display: block;
  padding: 9px 4px 9px 12px;
  font-size: .88rem;
  font-weight: 500;
  color: var(--text-muted);
  border-bottom: 1px solid var(--border);
  text-decoration: none;
  transition: color var(--trans), padding-left var(--trans);
}
.nav-sublink:last-child { border-bottom: none; }
.nav-sublink:hover { color: var(--pink); padding-left: 16px; }

/* ============================================================
   DESKTOP NAVIGATION
   ============================================================ */
.desktop-nav {
  display: none;
  align-items: center;
  gap: 2px;
  flex: 1;
  justify-content: center;
}
.dnav-link {
  font-size: .875rem;
  font-weight: 500;
  color: var(--text);
  text-decoration: none;
  padding: 8px 13px;
  border-radius: var(--radius);
  white-space: nowrap;
  transition: color var(--trans), background var(--trans);
  position: relative;
}
.dnav-link::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 13px;
  right: 13px;
  height: 2px;
  background: var(--pink);
  border-radius: 2px;
  transform: scaleX(0);
  transition: transform var(--trans);
}
.dnav-link:hover { color: var(--pink); }
.dnav-link:hover::after { transform: scaleX(1); }
.dnav-link.active { color: var(--pink); font-weight: 600; }
.dnav-link.active::after { transform: scaleX(1); }

@media (min-width: 992px) {
  .desktop-nav   { display: flex; }
  .menu-toggle   { display: none !important; }
  .mobile-nav    { display: none !important; }
  .btn-quote     { display: inline-flex !important; }
  /* Hide trust badges on desktop — hs-left shows the same info */
  .trust-badges  { display: none; }
}

@media (max-width: 991px) {
  .desktop-nav   { display: none !important; }
  /* Stack hero panels on mobile */
  .hero-split {
    flex-direction: column;
    min-height: unset;
  }
  .hs-left {
    flex: none;
    justify-content: center;
    padding: 40px 20px;
  }
  .hs-left::after { display: none; } /* hide vertical divider on mobile */
  .hs-left-body {
    max-width: 100%;
    padding-right: 0;
    text-align: center;
  }
  .hs-features { align-items: center; }
  .hs-feat     { justify-content: flex-start; max-width: 340px; }
  .hs-right {
    padding: 52px 20px;
    text-align: center;
    min-height: 360px;
    display: flex;
    align-items: center;
    justify-content: center;
  }
  .hs-right-body { max-width: 420px; }
  .hs-heading    { font-size: clamp(1.6rem, 5vw, 2rem); }
  .hs-calc-row   { flex-direction: column; align-items: center; gap: 12px; }
  .hs-tp-row     { justify-content: center; flex-direction: column; gap: 8px; }
  /* trust-badges already shown on mobile */
  .trust-badges  { display: block; }
  /* New hero enhancement overrides for mobile */
  .hs-badge      { margin-bottom: 12px; }
  .hs-stats      { justify-content: center; }
  .hs-tag-pill   { margin-bottom: 10px; }
  .hs-micro-trust { justify-content: center; gap: 10px; }
  .hs-deco--1    { width: 180px; height: 180px; top: -40px; }
  .hs-deco--2    { width: 100px; height: 100px; }
  .hs-deco--3    { display: none; }
  .hs-right-deco--1 { width: 200px; height: 200px; top: -60px; }
  .hs-right-deco--2 { display: none; }
}

/* ============================================================
   HERO — DIAGONAL SPLIT (desktop)
   ============================================================ */
.hero-split {
  display: flex;
  min-height: 540px;
  overflow: hidden;
  position: relative;
  background: linear-gradient(135deg, #1D84B5 0%, #53A2BE 55%, #53A2BE 100%);
}
.hero-split::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 15% 45%, rgba(255,255,255,.13) 0%, transparent 55%),
    radial-gradient(ellipse at 85% 60%, rgba(60,18,88,.35) 0%, transparent 55%);
  pointer-events: none;
  z-index: 0;
}

/* ---- Left panel ---- */
.hs-left {
  flex: 0 0 42%;
  background: transparent;
  padding: 64px 48px 64px 0;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  position: relative;
  z-index: 2;
  overflow: hidden;
}

/* Subtle vertical divider between columns */
.hs-left::after {
  content: '';
  position: absolute;
  top: 8%;
  right: 0;
  width: 1px;
  height: 84%;
  background: rgba(255,255,255,.18);
  transform: none;
  z-index: 1;
}

.hs-left-body {
  max-width: 360px;
  width: 100%;
  position: relative;
  z-index: 3;
  color: var(--white);
  /* align to container-right within left column */
  padding-right: 24px;
}

.hs-online {
  font-size: 1.5rem;
  font-weight: 300;
  color: rgba(255,255,255,.85);
  margin-bottom: 0;
  line-height: 1.1;
}
.hs-sense {
  font-size: clamp(1.8rem, 2.8vw, 2.4rem);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 36px;
  line-height: 1.1;
}

.hs-features {
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.hs-feat {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  font-size: .85rem;
  color: rgba(255,255,255,.88);
  line-height: 1.5;
}
.hs-feat-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(255,255,255,.12);
  border: 1.5px solid rgba(255,255,255,.3);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: rgba(255,255,255,.95);
  transition: background var(--trans), transform var(--trans);
}
.hs-feat:hover .hs-feat-icon {
  background: rgba(255,255,255,.22);
  transform: scale(1.1);
}

/* ---- Right panel ---- */
.hs-right {
  flex: 1;
  background: transparent;
  padding: 64px 64px 64px 80px;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1;
  overflow: hidden;
}

.hs-right-body {
  max-width: 520px;
  color: var(--white);
}

.hs-heading {
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 10px;
}
.hs-heading strong { font-weight: 800; }

.hs-howmuch {
  font-size: .95rem;
  color: rgba(255,255,255,.85);
  margin-bottom: 24px;
}

/* Calculator row */
.hs-calc-row {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 28px;
}

/* Stepper pill: [−] £500 [+] */
.hs-stepper-pill {
  display: flex;
  align-items: center;
  background: var(--white);
  border-radius: 50px;
  box-shadow: 0 4px 20px rgba(0,0,0,.22);
  overflow: visible;
  padding: 4px;
  gap: 0;
}
.hs-step-btn {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  background: #5a2280;
  color: var(--white);
  font-size: 1.5rem;
  font-weight: 300;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  border: none;
  cursor: pointer;
  flex-shrink: 0;
  transition: background var(--trans), transform var(--trans);
}
.hs-step-btn:hover { background: #132E32; transform: scale(1.08); }
.hs-step-btn:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }

.hs-amount-display {
  font-size: 1.35rem;
  font-weight: 700;
  color: #2d2d2d;
  min-width: 100px;
  text-align: center;
  padding: 0 16px;
  white-space: nowrap;
}

/* Gold CTA button */
.btn-hero-gold {
  display: inline-flex;
  flex-direction: column;
  align-items: center;
  gap: 2px;
  background: linear-gradient(135deg, #53A2BE 0%, #e8960e 100%);
  color: var(--white);
  border-radius: 50px;
  padding: 14px 30px;
  text-decoration: none;
  cursor: pointer;
  border: none;
  font-family: var(--font);
  box-shadow: 0 6px 24px rgba(83,162,190,.5);
  transition: background var(--trans), transform var(--trans), box-shadow var(--trans);
  position: relative;
  overflow: hidden;
}
.btn-hero-gold::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(105deg, transparent 40%, rgba(255,255,255,.3) 50%, transparent 60%);
  transform: translateX(-120%);
  animation: bhgShimmer 3.5s ease-in-out infinite 2s;
}
.btn-hero-gold:hover {
  background: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(83,162,190,.55);
}
.btn-hero-gold:focus-visible { outline: 3px solid var(--white); outline-offset: 3px; }
.bhg-main {
  font-size: .88rem;
  font-weight: 700;
  letter-spacing: .06em;
  text-transform: uppercase;
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 6px;
}
.bhg-sub {
  font-size: .7rem;
  font-weight: 400;
  opacity: .88;
}

/* Trustpilot row */
.hs-tp-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  font-size: .82rem;
  color: rgba(255,255,255,.9);
}
.hs-approved-link {
  color: rgba(255,255,255,.9);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color var(--trans);
}
.hs-approved-link:hover { color: var(--white); }
.hs-tp-badge {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: .82rem;
}
.tp-green-stars {
  color: #53A2BE;
  font-size: 1rem;
  letter-spacing: 1.5px;
}
.tp-green-text {
  color: #53A2BE;
  font-weight: 700;
  font-size: .82rem;
}

/* ---- Hero decorative blobs — left panel ---- */
.hs-deco {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
}
.hs-deco--1 {
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(255,255,255,.12) 0%, transparent 70%);
  top: -90px;
  right: 10px;
  animation: hsFloat 9s ease-in-out infinite;
}
.hs-deco--2 {
  width: 180px;
  height: 180px;
  background: radial-gradient(circle, rgba(255,255,255,.07) 0%, transparent 70%);
  bottom: 10px;
  left: 0;
  animation: hsFloat 7s ease-in-out infinite reverse;
}
.hs-deco--3 {
  width: 100px;
  height: 100px;
  background: radial-gradient(circle, rgba(83,162,190,.2) 0%, transparent 70%);
  top: 48%;
  right: 55px;
  animation: hsFloat 11s ease-in-out infinite 2s;
}

/* ---- Hero decorative blobs — right panel ---- */
.hs-right-deco {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
}
.hs-right-deco--1 {
  width: 360px;
  height: 360px;
  background: radial-gradient(circle, rgba(255,255,255,.08) 0%, transparent 70%);
  top: -110px;
  right: 10px;
  animation: hsFloat 10s ease-in-out infinite 1s;
}
.hs-right-deco--2 {
  width: 220px;
  height: 220px;
  background: radial-gradient(circle, rgba(83,162,190,.12) 0%, transparent 70%);
  bottom: -60px;
  right: 90px;
  animation: hsFloat 8s ease-in-out infinite reverse 3s;
}

@keyframes hsFloat {
  0%, 100% { transform: translateY(0) scale(1); }
  50%       { transform: translateY(-20px) scale(1.06); }
}
@keyframes bhgShimmer {
  0%   { transform: translateX(-120%); }
  100% { transform: translateX(220%); }
}

/* ---- FCA badge pill (left panel) ---- */
.hs-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 50px;
  padding: 6px 14px;
  font-size: .72rem;
  font-weight: 500;
  color: rgba(255,255,255,.9);
  margin-bottom: 16px;
  letter-spacing: .02em;
  backdrop-filter: blur(6px);
}
.hs-badge i { color: var(--gold); font-size: .8rem; }

/* ---- "sense" gold gradient accent ---- */
.hs-sense-accent {
  background: linear-gradient(135deg, #53A2BE 0%, #ffd166 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

/* ---- Stats strip (left panel) ---- */
.hs-stats {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-top: 30px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.14);
}
.hs-stat {
  display: flex;
  flex-direction: column;
  gap: 1px;
}
.hs-stat strong {
  font-size: 1.05rem;
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
}
.hs-stat span {
  font-size: .62rem;
  color: rgba(255,255,255,.58);
  text-transform: uppercase;
  letter-spacing: .07em;
}
.hs-stat-div {
  width: 1px;
  height: 30px;
  background: rgba(255,255,255,.2);
  flex-shrink: 0;
}

/* ---- Tag pill (right panel, above heading) ---- */
.hs-tag-pill {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: rgba(255,255,255,.16);
  border: 1px solid rgba(255,255,255,.28);
  color: var(--white);
  border-radius: 50px;
  padding: 5px 14px;
  font-size: .76rem;
  font-weight: 500;
  letter-spacing: .02em;
  margin-bottom: 12px;
}
.hs-tag-pill i { font-size: .78rem; }

/* ---- Micro-trust row (right panel) ---- */
.hs-micro-trust {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 16px;
  font-size: .74rem;
  color: rgba(255,255,255,.8);
}
.hs-micro-trust i {
  margin-right: 4px;
  font-size: .78rem;
  color: rgba(255,255,255,.88);
}

/* ---- Responsive hero-split ---- */
@media (max-width: 1200px) {
  .hs-right { padding-left: 60px; }
  .hs-left  { padding-right: 36px; }
}
@media (max-width: 1024px) {
  .hs-left  { flex: 0 0 44%; }
  .hs-right { padding-left: 52px; }
  .hs-left-body { max-width: 320px; }
}

/* ---- Responsive header on desktop ---- */
@media (min-width: 1200px) {
  .hs-left-body {
    /* on very wide screens, nudge left body to align with container */
    padding-left: 0;
  }
}

/* ---- Header layout: 3-column grid on desktop ---- */
@media (min-width: 992px) {
  .header-inner {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    height: var(--header-h);
    gap: 0;
  }
  .desktop-nav {
    justify-content: center;
  }
  /* On desktop, hero-split left body aligns content to its container start */
  .hs-left {
    padding-left: max(20px, calc((100vw - var(--container)) / 2));
  }
}

/* ============================================================
   LEAD CAPTURE POPUP
   ============================================================ */
.lead-popup-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(10, 20, 30, .6);
  backdrop-filter: blur(3px);
  align-items: center;
  justify-content: center;
  z-index: 1000;
  padding: 20px;
}
.lead-popup-overlay.open { display: flex; }
.lead-popup-box {
  position: relative;
  width: 100%;
  max-width: 420px;
  background: var(--white);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 36px 30px 30px;
  animation: leadPopupIn .35s ease;
}
@keyframes leadPopupIn {
  from { opacity: 0; transform: translateY(16px) scale(.98); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}
.lead-popup-close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: none;
  background: var(--bg-light);
  color: var(--text-muted);
  font-size: .9rem;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: background var(--trans), color var(--trans);
}
.lead-popup-close:hover { background: var(--border); color: var(--text); }
.lead-popup-title {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--text);
  margin: 0 0 8px;
  padding-right: 24px;
}
.lead-popup-sub {
  font-size: .88rem;
  color: var(--text-muted);
  line-height: 1.55;
  margin: 0 0 24px;
}
.lead-popup-form { display: flex; flex-direction: column; gap: 16px; }
.lead-popup-consent {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: .78rem;
  color: var(--text-muted);
  line-height: 1.5;
  cursor: pointer;
}
.lead-popup-consent input[type="checkbox"] {
  margin-top: 2px;
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  accent-color: var(--purple);
  cursor: pointer;
}
.lead-popup-consent a { color: var(--purple); text-decoration: underline; }
.lead-popup-consent a:hover { color: var(--purple-dark); }
.lead-popup-submit { margin-top: 4px; }
.lead-popup-error { font-size: .8rem; color: #e53935; line-height: 1.5; margin: -6px 0 0; }
.lead-popup-success { text-align: center; padding: 12px 0 4px; }
.lead-popup-success-icon {
  width: 56px;
  height: 56px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: var(--gradient);
  color: var(--white);
  font-size: 1.4rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.lead-popup-success h3 { font-size: 1.15rem; font-weight: 800; color: var(--text); margin-bottom: 6px; }
.lead-popup-success p { font-size: .88rem; color: var(--text-muted); }
@media (max-width: 480px) {
  .lead-popup-box { padding: 30px 22px 24px; }
  .lead-popup-title { font-size: 1.25rem; }
}